The only difference between an Operating and a Finance Lease is that the primary period rentals do not cover substantially all of the capital cost and hire charges.

For example, an Operating Lease for a printing press costing £400,000 may include a residual value at the end of the primary period of £150,000. The primary rentals are thus based on £250,000 and not the capital cost of £400,000.

Fixed costs - for a set sum you can use the asset immediately

Cash flow boost - we fix a residual value that lowers your payments

Flexible repayments - rentals can be tailored to match your seasonal cash flow

Fixed or variable interest options - you decide which suits you best

Off-balance sheet - check with your auditor about this business advantage

Tax efficiencies - VAT is reclaimable on the rentals, while payments can normally be offset against taxable profit (special rules apply to cars)

Testimonial

"We were delighted to find a broker

who understood our needs and

provided a deal unbeaten by our

existing bank."

Chris Thomas (Operator)

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